About Terms & Conditions

Submission of any advertisement, insertion order, space reservation or position commitment shall constitute acceptance of the following General Conditions:

  1. Insight is published by MHM Publishing ("Publisher"). The Publisher will not be bound by any condition appearing on order blanks or copy instructions submitted by or on behalf of the advertiser when such condition conflicts with any provision contained in Publisher's rate card or with its policies, regardless of whether or not set forth in the rate card. All references herein to Advertiser include Advertiser's agency, if there is one, and Advertiser and its agency shall be jointly and severally liable for Advertiser's obligations hereunder.
  2. Publisher reserves the right to decline or reject any advertisement for any reason at any time without liability even though previously acknowledged or accepted. If an advertisement is accepted for publication, the advertiser agrees that it will not make any promotional references to Insight without the prior written permission of the Publisher.
  3. Agency commission: 15% to recognized agencies. Net due 30 days from invoice date. Interest will be charged at rate of 1.5% per month or, if less, the maximum lawful interest rate, on past-due invoices. New advertisers must either remit payment with order or furnish satisfactory credit references, subject to Publisher's discretion.
  4. The advertiser agrees to pay the amount of invoices rendered by Publisher within the time specified on the invoice.
  5. Orders 30 days beyond current closing date will be accepted only at rates prevailing, and only on a space-available basis (and subject to the other terms and conditions herein). Orders containing incorrect rates may be accepted and if accepted, charged at regular rates. Such errors will be regarded as only clerical.
  6. All agencies or direct advertisers must supply Publisher with a legal street address and not just a post office box.
  7. Orders specifying positions other than those known as designated positions are accepted only on a request basis, subject to the right of Publisher to determine actual positions.
  8. Rates, conditions, and space units are subject to change without notice.
  9. Reproduction quality is at the advertiser's risk if Publisher's specifications are not met or if material is received after closing date even if on extension. All queries concerning printed reproduction must be submitted to Publisher within 45 days of issue date.
  10. The advertiser agrees that in the event Publisher commits any act, error, or omission in the acceptance, publication, and/or distribution of their advertisement for which Publisher may be held legally responsible, Publisher's liability will in no event exceed the cost of the space ordered and further agree that Publisher will not under any circumstance be responsible for consequential damages, including lost income and/or profits.
  11. All orders accepted are subject to acts of God, fires, strikes, accidents, or other occurrences beyond Publisher's control (whether like or unlike any of those enumerated herein) that prevent Publisher from partially or completely producing, publishing or distributing Insight.
  12. Insight contracts cannot be cancelled by the advertiser, without written consent from the publisher.
  13. Cancellations will not be accepted after on site interviews, photography and preparations have been arranged by the publisher.
  14. Distribution of Insight is the responsibility of the publisher.
  15. The publisher has the right to cancel any Insight contract with written notice to the advertiser.
  16. Payment terms: 50% upon signing of contract, 50% payable 30 days after publication date.
  17. The advertiser agrees to reimburse Publisher for its attorney's costs and fees in collecting any unpaid billings for advertisements.
  18. The parties agree that the details contained on orders will be treated as confidential or proprietary information and shall not be disclosed to third parties.




For advertising inquiries: Call Toll Free 866.834.1114, or contact Director of Sales Derek Kast derek@mhmpub.com or Add to contacts